Most of us are just concerned about making money, but over the years, I have realised that some people who do not make much, through their wise decision with it, can accomplish so much more than others. It is not just how much you make that is important but how much of it you get to keep. This section looks at what I term the six gears of navigating your financial terrain, and if you imagine yourself driving a car and having to shift the gears depending on the place and landscape around you- so it for us as we go through life and need to use the various tools and facilities to go through it as smoothly and successfully as we can. As I term them, these six gears are Making Money, Borrowing Money, Spending Money, Growing Money, Protecting Money and Passing money on wisely. Your ability and understanding of how to use that shift stick will help make your financial journey more pleasant.
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